Title Loans VisaliaCar title Loan FAQCar Title Loans in Visalia, Farmerville, Tulare, Hanford, Exeter, Porterville, Selma, Kingsburg, Fowler, Reedley, Orosi, Sanger, Corcoran How do title loans work?Probably the easiest loan to get for people who have been turned down by their banks and credit unions, title loans use the equity you have in your car as security on a loan. This lowers our risk and makes getting cash easy. How do interest rates work on title loans?Make no mistake, car title loans sometimes get a bad reputation for being very high interest rate loans and with some companies, this is true. We charge 7.5% per month on loans over $5000 and 8% per month on loans below $5000 How long do I have to pay off the loan?We write the loan for 2-3 years depending on the amount borrowed. I only need the loan for a month or so. Does that change anything?That's great because the very nature of title loans is short term solutions to cash emergencies. There is NO prepayment penalty so pay it off at any time. What documents are needed?
Do I have to have a job?You just have to prove you can pay this loan and we look for income from any source of $1500 or more per month. What about my credit? It’s not that great. I need a bad credit personal loan now.This is not a problem. Does my car need to be paid off?We will allow a few payments left but if your current loan is fresh, we may not be able to help you. The exception is if we are converting another companies car title loan to this lower interest rate loan with us. My car is registered in another state. Can I still do this?Has to be registered in California Can I get a loan based on two cars combined to get more money?No. I have a car title loan with someone else. Can you help with this?Yes. We do this all the time. Do I have to have a bank account?Only if you are self employed. Do I have to mess with the DMV?No, we will take care of all the DMV business for you. |
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